Acceptable Use Policy
Updated 5/26/2026
This Acceptable Use Policy (“Policy”) governs all use of MoneyTrans services, including its
platform, applications, APIs, and related systems (collectively, the “Services”). This Policy is
intended to ensure that all activity conducted through the Services complies with applicable law,
financial network requirements, and MoneyTrans’ internal risk and compliance standards.
This Policy forms part of the Terms of Service. Any violation constitutes a breach and may result in
immediate enforcement action. You are solely responsible for ensuring that your use of the Services
complies with all applicable laws and regulations. Nothing in this Policy should be interpreted as
approval of any particular activity.
MoneyTrans reserves the right to update this Policy at any time. Continued use of the Services
constitutes acceptance of any revised version.
1. Scope
This Policy applies to all users of the Services, including individuals, businesses, partners, developers,
and any party accessing MoneyTrans systems. It applies to all activity conducted through the
platform, including any transaction initiated, processed, or facilitated through the Services.
2. Prohibited Activities
You may not use the Services in connection with any activity that violates applicable law, regulatory
requirements, or financial network rules.
Prohibited activities include:
(a) Illegal or Restricted Activity - Use of the Services in connection with unlawful goods or
services, controlled substances, stolen property, unauthorized access tools, weapons or regulated
components, counterfeit goods, intellectual property infringement, obscene or unlawful content, or
fraudulent financial schemes.
(b) Fraud or Misrepresentation - Activity involving false, misleading, or incomplete information,
misuse of identities or payment credentials, attempts to circumvent verification or monitoring
systems, impersonation of any person or entity, or operation of schemes designed to deceive or
defraud.
(c) Regulatory Evasion - Attempts to evade legal or regulatory oversight, including unlicensed
financial activity, structuring transactions to avoid detection or reporting, use of the platform
inconsistent with financial network rules, or transactions involving sanctioned individuals, entities, or
jurisdictions.
(d) Unsafe or Non-Compliant Commerce - Transactions involving goods not in the possession or
control of the seller, undisclosed third-party processing, or business models that present elevated
risk without appropriate disclosure or approval.
3. Activities Requiring Prior Approval
Certain categories of activity may only be conducted with prior written approval and may be subject
to enhanced review. These may include transportation services, charitable or donation-based
organizations, high-value goods, marketplace or platform models, multi-level marketing structures,
and services involving user-generated or publicly distributed content.
Approval may be conditioned, limited, or withdrawn at any time. Failure to obtain or maintain
required approval may result in immediate restriction or termination.
4. User Responsibilities
You are responsible for ensuring that all activity conducted through your account is lawful, properly
disclosed, and consistent with this Policy. You must provide accurate information, comply with
applicable AML, KYC, sanctions, and financial network requirements, maintain appropriate records,
and avoid conduct that may impair the integrity or security of the Services.
5. Monitoring and Enforcement
MoneyTrans actively monitors activity through automated and manual systems designed to detect
fraud, suspicious conduct, regulatory violations, and misuse of the Services. MoneyTrans reserves
the right, in its sole discretion, to take any action necessary to protect the platform or comply with
applicable obligations. This includes suspending or terminating accounts, delaying, blocking,
reversing, or canceling transactions, placing holds on funds, requesting documentation, and
reporting activity to financial institutions, regulators, or law enforcement.
Action may be taken preemptively, including prior to completion of a transaction, where risk
indicators are identified or where required to comply with legal or network requirements. Such
action may occur without prior notice.
6. Reporting Violations
Violations of this Policy may be reported to:
7. Enforcement Measures
Violations may result in immediate and cumulative action, including suspension or termination of
access, withholding or forfeiture of funds to the extent permitted by law, recovery of prior payments,
referral to regulators or law enforcement, and pursuit of legal remedies. MoneyTrans reserves all
rights available under applicable law.
8. Relationship to Other Terms
This Policy operates in conjunction with the Terms of Service and other applicable policies. In the
event of conflict, the Terms of Service shall control unless otherwise required by law.
9. Updates
MoneyTrans may update this Policy at any time. Updates are effective upon posting.