Terms of Service

These Terms of Service (“Terms”) constitute a binding agreement between you (“you,” “your,” or

“User”) and MoneyTrans (“MoneyTrans,” “we,” “us,” or “our”). By accessing or using any portion

of the MoneyTrans platform, website, mobile application, or related services (collectively, the

“Services”), you agree to be bound by these Terms and all policies incorporated herein. If you do

not agree, you must not use the Services.

1. Eligibility

You represent that you are at least eighteen (18) years of age, have the legal capacity to enter into a

binding agreement, and are not prohibited from using the Services under applicable law. You further

represent that all information provided is accurate, complete, and current, and that you will update

such information as necessary.

2. Nature of the Services

MoneyTrans provides a system through which users may initiate and facilitate financial transactions.

The Services are dependent on financial institutions, payment processors, and other service

providers that perform core financial functions.

Access to the Services is subject to verification, compliance review, and ongoing monitoring.

MoneyTrans may modify, limit, or discontinue any aspect of the Services at any time as required by

operational, legal, or regulatory considerations.

The Services are provided on an “as is” and “as available” basis.

3. Role of MoneyTrans

MoneyTrans operates as a facilitator of transactions within a network of third-party financial

institutions and service providers. MoneyTrans does not act as a bank, does not independently

provide regulated financial services, and does not control the underlying financial infrastructure used

to process transactions.

MoneyTrans does not guarantee the approval, timing, settlement, reversal, or completion of any

transaction. All such actions are determined by the financial institutions, payment networks, and

service providers involved. MoneyTrans may rely on the determinations, classifications, and

instructions of such third parties and shall have no liability arising from those determinations.

4. Account Registration and Security

To access the Services, you may be required to create an account and provide identifying and

financial information. You agree to complete all verification and compliance procedures, including

those relating to identity verification, fraud prevention, and regulatory requirements.

You are responsible for maintaining the confidentiality of your account credentials and for all activity

conducted under your account. You must notify MoneyTrans promptly of any unauthorized access

or suspected security breach.

MoneyTrans reserves the right to restrict, suspend, or terminate any account that fails verification,

provides inaccurate information, or is associated with suspicious or prohibited activity.

5. Transactions and User Responsibility

You are solely responsible for all transactions initiated through your account. You acknowledge that

transactions may be subject to fees, classification, or treatment determined by financial institutions,

payment networks, or issuing banks. MoneyTrans does not control such determinations.

You are responsible for understanding how your payment methods function, including any fees,

interest, or penalties imposed by third parties. Once initiated, transactions may not be reversible.

You assume the risk associated with initiating any transaction through the Services.

6. Monitoring and Control

MoneyTrans operates within a compliance-driven environment and continuously monitors activity

on the platform. MoneyTrans reserves the right, in its sole discretion, to delay, block, cancel, or

reverse transactions, restrict or terminate access to the Services, or request additional information or

documentation.

Such actions may be taken without prior notice where necessary to comply with applicable law,

satisfy partner requirements, or mitigate risk.

7. Prohibited Use

You may not use the Services for any unlawful purpose or in violation of these Terms or applicable

policies. Prohibited activity includes fraud, misuse of payment methods, attempts to circumvent

verification or monitoring systems, use of false information, or any activity that exposes

MoneyTrans to regulatory, financial, or reputational risk.

Violation of this section may result in immediate termination, forfeiture of funds where permitted,

and referral to financial institutions or authorities.

8. Third-Party Services

The Services depend on third-party providers, including financial institutions, payment processors,

and compliance vendors. MoneyTrans does not control and is not responsible for the performance,

availability, or decisions of such third parties. Your interactions with these providers are governed by

their respective terms.

9. Disclaimers

The Services are provided without warranties of any kind, whether express or implied.

MoneyTrans makes no representation regarding transaction approval, processing outcomes, or how

transactions are treated by financial institutions or payment networks. MoneyTrans does not

guarantee uninterrupted or error-free operation of the Services.

10. Limitation of Liability

To the fullest extent permitted by law, MoneyTrans shall not be liable for any indirect, incidental,

consequential, or special damages, including loss of funds, profits, or data. MoneyTrans’s total

liability for any claim shall not exceed the amount paid by you to MoneyTrans during the six (6)

months preceding the event giving rise to the claim.

11. Indemnification

You agree to indemnify and hold harmless MoneyTrans and its affiliates from any claims, damages,

losses, or expenses arising out of your use of the Services, your violation of these Terms, or your

violation of applicable law.

12. Regulatory Environment

You acknowledge that the Services operate within a regulated financial ecosystem. MoneyTrans may

modify, restrict, or discontinue any aspect of the Services as necessary to comply with applicable law,

financial institution requirements, or payment network rules. Such requirements may override any

expectation of service availability or functionality.

13. Suspension and Termination

MoneyTrans may suspend or terminate access to the Services at any time, with or without notice, for

any reason, including compliance concerns or violation of these Terms. Termination does not relieve

you of obligations incurred prior to termination.

14. Dispute Resolution and Governing Law

These Terms shall be governed by applicable law as determined by MoneyTrans. Any dispute arising

out of or relating to the Services shall be resolved through binding arbitration, and you waive any

right to a jury trial or class proceeding to the extent permitted by law.

15. Modifications

MoneyTrans may update these Terms at any time. Updates become effective upon posting.

Continued use of the Services constitutes acceptance of the revised Terms.