Modern digital wallet and cross-border payment infrastructure
Secure, accessible, and compliance-focused money movement.
International transfers, bill payments, card services, and white-label financial solutions supported through regulated financial institution partners.
Built for regulated finance
- FinCEN-registered MSB partners
- OFAC + sanctions screening
- SOC 2-aligned controls
- 24/7 transaction monitoring
Funds credit the recipient wallet immediately.
Make this a recurring transfer
We'll repeat the same amount on the schedule you pick. Pause or cancel any time from Recurring payments.
About MoneyTrans®
MoneyTrans® is a financial technology platform focused on modern digital wallet infrastructure and cross-border payment capabilities.
Our objective is to support secure, scalable, and compliance-focused financial solutions that improve accessibility to digital financial services for individuals and communities.
The platform is designed with a strong emphasis on:
Operational transparency
Financial accessibility
Secure money movement
Compliance-focused infrastructure
International payment capabilities
Scalable technology architecture
What ships with the platform
Infrastructure
MoneyTrans® is designed to support secure and scalable digital financial services through modern payment technologies and banking integrations.
Multi-currency wallets
Hold balances in USD, EUR, HTG and 30+ currencies with FBO-segregated accounting per partner.
Domestic and international transfers
Move funds between wallets, banks and cash networks across supported corridors, with real-time status.
ACH integrations
Connect to US bank rails for partner funding and outbound disbursements with same-day or next-day settlement.
Real-time payment capabilities
RTP-ready clearing for instant intra-platform movement and on-net wallet-to-wallet transfers.
Push-to-card disbursements
Send funds straight to a recipient's debit card via Visa Direct and Mastercard Send rails.
Wallet APIs
REST endpoints to create wallets, initiate transfers, query balances and subscribe to webhook events.
White-label deployments
Branded apps, custom domains and tenant-isolated schemas per partner, deployed in days.
Bill payment integrations
Pay utilities, telcos and government services through pre-integrated billers per country.
Secure transaction monitoring
Per-transaction risk scoring, velocity checks and AML alerts surfaced in the partner dashboard.
Defense in depth
Security
Security and operational integrity are core priorities within the MoneyTrans® platform.
Encrypted communications and data storage
TLS in transit, AES-256 at rest, and pgcrypto column-level encryption for sensitive PII.
Multi-factor authentication
OTP and TOTP with device-trust signals; mandatory step-up on high-risk operations.
Device and behavioral monitoring
Per-device fingerprinting, behavioral baselines and anomaly alerts on suspicious access.
Role-based access controls
Granular permissions for owners, administrators, compliance officers, analysts and operators.
Audit logging
Append-only audit trail for every administrative and ledger-impacting action.
Fraud prevention systems
Real-time scoring on send, claim and funding flows, blocking out-of-pattern activity.
Secure infrastructure architecture
Multi-tenant schemas, segregated funding accounts and defense-in-depth deployment topology.
Compliance
MoneyTrans® is committed to maintaining strong compliance standards and operational transparency.
01 / 08
AML monitoring
Continuous behavioral analytics, threshold alerts and case management for suspicious activity review.
MoneyTrans® works with regulated financial institutions and payment partners to support compliant financial operations.
White-Label Infrastructure
MoneyTrans® supports white-label wallet infrastructure for qualified partners seeking to launch branded financial solutions.
- 01
Branded wallet applications
Web and mobile flows skinned with your brand, colors, logo and copy.
- 02
Multi-tenant infrastructure
Each partner gets a fully isolated schema, domain and configuration scope.
- 03
Partner dashboards
Operations, treasury and compliance views purpose-built for partner staff.
- 04
User and agent management
Onboard end-users and agents with role-scoped access and full audit traceability.
- 05
API integrations
Embed wallets and transfers into your own product through REST and webhook APIs.
- 06
Compliance support structures
Inherit the platform's AML / OFAC framework or override rules per jurisdiction.
- 07
Multi-country deployments
Configure currencies, fees, KYC tiers and supported corridors per country.
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Operational reporting
Scheduled statements, reconciliation reports and exportable transaction history.
Developers & API
MoneyTrans® exposes a REST-first API for wallets, transfers, beneficiaries, payouts, and webhooks. Build with us via the documentation below.
Core resources
- Wallets
- Transfers
- Beneficiaries
- Funding Sources
- Quotes & FX
- Webhooks
curl -X POST https://api.moneytrans.com/v1/wallets \
-H "Authorization: Bearer mt_live_..." \
-H "Content-Type: application/json" \
-d '{
"currency": "USD",
"tenant_id": "tenant_acme_01",
"metadata": { "holder_name": "Acme Corp" }
}'{
"id": "w_91az9k0h8",
"object": "wallet",
"status": "active",
"currency": "USD",
"balances": { "available": "0.00", "pending": "0.00" },
"created_at": 1782237600
}